* {
    margin: 0pt;
    padding: 0pt;
}

body {
    background-color: #1d7ab5;
    font-size: 12px;
    font-family: Georgia, Times New Roman, serif;
    color: #fff;
    text-align: justify;
}

img {
    border: 0;
    vertical-align: top;
    text-align: left;
}

a {
    color: #FFF;
    text-decoration: underline;
}

a:hover {
    color: #FFF;
    text-decoration: none;
}

h1 {
    font-size: 18px;
    font-weight: bold;
}

h2 {
    font-size: 15px;
    font-weight: bold;
    padding: 0px 0px 10px 0px;
}

h3 {
    font-size: 14px;
    font-weight: bold;
    padding: 10px 0px;
}

h4 {
    font-size: 13px;
    font-weight: bold;
    padding: 10px 0px;
}

ul {
    list-style-position: outside;
    margin: 0px;
    padding: 0px 0px 0px 10px;
}

ol {
    list-style-position: outside;
    margin: 0px;
    padding: 0px 0px 0px 28px;
}

ul li {
    list-style: circle;
    padding-left: 20px;
    line-height: 22px;
    vertical-align: middle;
}

div {
    margin: 10px;
}